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Evolution of credit institutions’ balance sheet
05.05.2026
The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 1 026 980 million euros on 31 March 2026, compared to 1 000 949 million euros on 28 February 2026, an increase of 2.60%.
On the assets side, this increase is due mostly to the monthly increase of loans to other banks and deposit-taking corporations. On the liabilities side, it is due to deposits from other sectors. On an annual basis, the aggregated balance sheet increased by 4.06%.
Net interbank lending, i.e. the difference between interbank loans and deposits, increased by 13 655 million euros, or 6.14%, to reach 236 077 million euros at the end of March 2026.
Loans to resident non-bank customers increased by 1 261 million euros, or 1.05%, between February 2026 and March 2026. Over twelve months, these loans have increased by 5 654 million euros, or 4.88%.
On a yearly basis, loans to non-financial corporations (NFCs) progressed by 1 370 million euros (or 6.27%), loans for house purchases increased by 1 167 million euros 2.80% and loans to other financial intermediaries (OFIs) increased by 2 789 million euros (or 6.12%).
With regard to the liability side, deposits from the resident non-bank sector have progressed by 14 204 million euros, or 4.51%, between February 2026 and March 2026. Over twelve months, these deposits increased by 19 351 million euros, or 6.25%.
Between March 2025 and March 2026, Other financial intermediaries (OFI) deposits (which had a share of 68.6% as at 31 March 2026 and comprised deposits made up by monetary and non-monetary investment funds) increased by 17 126 million euros (or 8.21%) and household deposits progressed by 2 776 million euros (or 5.8%). NFC deposits decreased by 3 344 million euros (or 12.38%) and deposits from the other sectors1 progressed by 2 793 million euros (or 10.61%).
The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page:
http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html
