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Evolution of credit institutions’ balance sheet
07.03.2022
The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 959 285 million euros on 31 January 2022, compared to 953 691 million euros on 31 December 2021, an increase of 0.59%. This increase is due to the monthly progression of claims towards the non-banking sectors. On an annual basis, the aggregated balance sheet increased by 10.9%.
Net interbank lending, i.e. the difference between interbank loans and deposits, decreased by 174 million euros (0.1%) to reach 225 557 million euros at the end of January 2022.
Loans to resident non-bank customers increased by 2 573 million euros, or 2.4%, between December 2021 and January 2022. Over twelve months, these loans increased by 7 958 million euros (7.8%).
On a yearly basis, loans to non-financial corporations (NFCs) decreased by 199 million euros (0.7%), loans for house purchases increased by 3 382 million euros (9.3%) and loans to other financial intermediaries (OFIs) increased by 4 899 million euros (15.9%).
With regard to the liability side, deposits from the resident non-bank sector increased by 9 512 million euros or 3.12% between December 2021 and January 2022. Over twelve months, these deposits increased by 34 861 million euros, or 12.5%.
Between January 2021 and January 2022, Other financial intermediaries (OFI) deposits (which had a share of 71.1% as at 31 January 2022 and comprised deposits made up by monetary and non-monetary investment funds) increased by 26 650 million euros (13.5%) and household deposits by 1 887 million euros (4.4%). NFC deposits increased by 2 105 million euros (11.3%) and deposits from the other sectors[1] increased by 4 219 million euros (20.3%).
The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page:
http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html
[1] General government, insurance corporations and pension funds.
