HFC WORKSHOP

Since 2013, the BCL organises an annual Luxembourg Household Finance and Consumption Workshop. This usually takes place in the second half of June. The next workshop is scheduled to take place on 16th & 17th September 2026 and details will be communicated in due time.

This workshop aims to bring together local and regional academics, researchers, PhD students and representatives of relevant institutions interested in empirical research on the economic and financial behaviour of households. It focuses on presentation and discussion of research using micro-level and survey data on individuals and households. Preference is given to papers using data from Luxembourg and/or neighbouring regions/countries.

We solicit papers in the following areas, but other related areas may also be considered:

• Household consumption, saving, and portfolio choice, also in light of COVID-19
• Housing, real estate and mortgage markets, also in light of recent interest rate increases
• Household finances in times of high inflation
• Household finance, credit constraints and implications for monetary policy
• Household payment habits, consumer loans and credit card debt
• Household (over-)indebtedness and financial distress
• Behavioural approaches to household asset accumulation, debt and consumption
• Household expectations and financial behaviour
• Financial literacy, financial sophistication, and the role of professional advice in shaping financial behaviour
• Household income and wealth inequality

The workshop typically includes a keynote speech. In 2025, it was given by Prof. Michael Ehrmann (Frankfurt School of Finance & Management). Previous keynote speeches were given by the following professors: Winfried Koeniger (University of St. Gallen, Switzerland), Steffen Andersen (Copenhagen Business School), Roman Kräussl (University of Luxembourg), Philippe van Kerm (LISER and University of Luxembourg), Paolo Sodini (Stockholm School of Economics), Rajnish Mehra (University of Luxembourg), Christos Koulouvantios (University of Luxembourg) and Sarah Brown (University of Sheffield).

The workshop also aims to promote networking to create opportunities for joint research in this area. The organizing committee currently consists of Peter Lindner, Thomas Y. Mathä, Giuseppe Pulina and Michael Ziegelmeyer.

Workshop programmes of 2025, 2024, 2023, 2019, 2018, 2017, 2016, 2015, 2014 and 2013.

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