Since 2013, the BCL organises an annual Luxembourg Household Finance and Consumption Workshop. This usually takes place in the second half of June. The last workshop took place on Thursday 20 – Friday, 21 June 2019.

This workshop aims to bring together local and regional academics, researchers, PhD students and representatives of relevant institutions interested in empirical research on the economic and financial behaviour of households. It focuses on presentation and discussion of research using micro-level and survey data on individuals and households. Preference is given to papers using data from Luxembourg and/or neighbouring regions/countries.

We solicit papers in the following areas, but other related areas may also be considered:

  • Household consumption, saving, and portfolio choice
  • Financing retirement with ageing populations
  • Housing, financing and mortgage markets
  • Household finance, credit constraints and implications for monetary policy
  • Household (over-)indebtedness and financial distress
  • Behavioural approaches to household asset accumulation, debt and consumption
  • Financial literacy, financial sophistication, and the role of professional advice in shaping financial behaviour
  • Household payment habits, consumer loans and credit card debt
  • Household income and wealth inequality
  • Household poverty and determinants

The keynote lecture in 2019 has been given by Steffen Andersen (Copenhagen Business School). Previous keynote lectures were given by Professors Roman Kräussl (Uni Luxembourg), Philippe van Kerm (LISER and Uni Luxembourg), Paolo Sodini (Stockholm School of Economics) Rajnish Mehra (Uni Luxembourg), Christos Koulovatianos (Uni Luxembourg) and Professor Sarah Brown (Uni Sheffield).

The workshop also aims to promote networking to create opportunities for joint research in this area. The organizing committee currently consists of Thomas Y. Mathä, Giuseppe Pulina and Michael Ziegelmeyer.

Workshop programmes of 20192018, 2017, 2016, 2015, 2014 and 2013